Lead the Assault on Corrupted Systems

WE LEAD THE ASSAULT ON:

CORRUPTED LIFE SYSTEMS

Every important aspect of human life relies on a fair and robust system to ensure a reliable outcome each time, for everyone, not just the top 1%. Many of these life enhancing systems are corrupted by subsystems that are designed to change the outcome in favor of one person over another. In most instances, the benefit is about money and more specifically it’s about extracting wealth, at any cost. All these wealth extraction subsystems take from the income of LHTDs, often in excess of what is reasonable. Five of the worst of these subsystems are:

Amortization schemes that profit off poor money management
Any version of Capitalism that invokes the Exclusion rule
Legislation advocated by Crony Capitalism and paid-for by wealthy capitalists
Excessive and unreasonable profiteering at any cost
Government impropriety of more taxes and higher inflation

As part of our retirement program, we include services that attack these extraction subsystems to minimize their destructive effects.

HERE’S THE 511 ON:

AMORTIZATION SCHEMES

Amortization is an accounting scheme used to expense the cost of a debt over time. The formula used to calculate cost is also used to produce a schedule of periodic payments of principal and interest. This schedule is commonly attached to a loan agreement and offered to the borrower as a guide only. In most instances the—amortization—schedule is misinterpreted as a condition of the loan agreement, when in fact, the only two binding conditions are the recurring payments, which are comprised of both interest and principal, and the due date. The scam of Amortization is when the lender withholds material facts about how the relationship between interest and principal can be dramatically altered at any time—without the lender’s approval—to benefit the borrower, while at the same time offering alluring financial products and services to produce outcomes that conflict with the material facts withheld. Our system ensures LHTDs capture those benefits.

Problem

The defined problem is:

LHTDs are overpaying interest on their debt(s) without realizing it. They have the option to pay less, but because they don’t realize they’re overpaying; they never choose the better option

Common cause(s)

The common cause(s) include:

Inefficient money
Lack of knowledge
Old programming
Poor planning
Undisciplined

Root cause(s)

The root cause(s) include:

Rigged retail banking system
Rigged lending system

Crossover(s)

Identifiable crossover(s) include:

Biased legislation
Signature line-of-credit
Supplemental income from SDBs™

Alternate solution(s)

Alternate solution(s) include:

Extra payments to principal
Bi-weekly payments
Debt snowball method
Infinite banking
Win the lottery

Our solution

Our defined solution is:

Teach LHTDs how to minimize the effects of Amortization on their personal finances
Give them the knowledge and tools necessary to minimize their interest cost

Here’s how we do it:

As Truckonomics, we provide LHTDs:

For LHTDs, you must:

Automatic bill pay
Avoid using cash
Close all cash accounts
Integrate credit card to improve efficiency of money
Keep track of your spending
Manipulate daily interest using a revolving line-of-credit
Pay monthly bills
Put idle money to work
Replace checking account with a revolving line-of-credit (LOC)
Stay within your budget

Important date(s)

Important date(s) include:

Implementation: Mar, 2022
Evaluation: Mar, 2022 to Feb, 2023
Available: Jul, 2022

HERE’S THE 511 ON:

SMITH’S EXCLUSION RULE

Capitalism has the power to create, extract, and distribute wealth. Few people know this. Adam Smith knew it. And he was right about free markets and the invisible-hand making people happier and more prosperous. But he was wrong to deny them a share of the profit. By doing so, he practically guaranteed that wage labor would forever be exploited and that Crony Capitalism would rise up and dominate. It did, and the critics are right to be upset, but they are wrong to blame an entire system. The blame belongs to Smith’s Exclusion rule, which is the part of capitalism that does the extracting of a nation’s wealth. An Exclusion rule functions much like the mission statement of a company in that it defines the overarching objective, which for Smith was to extract maximum wealth in perpetuity. Today, the two most prominent features of capitalism are (1) the right to private property, which isolates wealth, and (2) the right to exclude, which denies LHTDs their right to share in the wealth.

Problem

The defined problem is:

LHTDs are denied their right—as the largest contributor—to share in the profit of their industry. The notion that property rights dictate entitlement to profit is no longer a viable argument.

Common cause(s)

The common cause(s) include:

Capitalism
Old programming
Popular practice

Root cause(s)

The root cause(s) include:

Adam Smiths’ Exclusion rule

Crossover(s)

Identifiable crossover(s) include:

Alternate solution(s)

Alternate solution(s) include:

Democratic Socialism
Government intervention
Marxism
Socialism
Worker co-ops

Our solution

Our defined solution is:

Revoke Adam Smith’s Exclusion rule to grant LHTDs the option to share in the profit of their industry

Here’s how we do it:

Align large fleet owners
Unify like-minded LHTDs
Form an Alliance between unified LHTDs and large fleet owners
Declare war on every competitor of the new Alliance
Establish the first Industry Utility
Create a tradable security backed by the profit of Truckonomics-owned trucks
Sell the tradable securities to drivers of Alliance members ONLY at a price they can afford
Leverage the appeal of owning a tradable security to recruit the best drivers of competitors of the Alliance

Important date(s)

Important date(s) include:

Implementation: Sep, 2022
Evaluation: Jun, 2023 to May, 2024
Available: Sep, 2023

HERE’S THE 511 ON:

CRONY CAPITALISM

Truth be told, Crony Capitalism is an elite byproduct of Capitalism in which businesses thrive, not because of managing risk, but more as a return on money amassed through a nexus of behind-closed-door deals between wealthy capitalists, whose only motive is profit, and corrupt politicians, whose primary concern is financing their reelection rather than the wellbeing of their constituents. The golden egg to crony capitalists is government legislation that affects markets in ways that benefit their businesses, first. The trucking industry is rife with crony sponsored legislation that cheats large fleet owners and LHTDs out of time and money. The Motor Carrier Act of 1980 served the interests of larger crony shippers by flooding the market with trucking entrepreneurs to force a change in market structure from an Oligopoly to Perfect Competition to lower the price. An important aim of our system is to return the market structure back to an Oligopoly.

Problem

The defined problem is:

LHTDs are cheated out of time and money and enslaved to debt, illness, anxiety, stress, fear, and failure, because of decisions made by people—Crony Capitalists—they will never meet

Common cause(s)

The common cause(s) include:

Capitalism
Lobbyists
Profit motive

Root cause(s)

The root cause(s) include:

Greed
Self-interest

Crossover(s)

Identifiable crossover(s) include:

Alternate solution(s)

Alternate solution(s) include:

Our solution

Our defined solution is:

Eventually, as the Alliance of unified LHTDs and large fleet owners grows and its systems become stronger and more pronounced, we restore unwanted change and assert pressure in the right places at the right time.

Here’s how we do it:

Compel politicians to resist
Neutralize the destructive effects of the Motor Carrier Regulatory Reform and Modernization Act of 1980
Hold corporations accountable

Important date(s)

Important date(s) include:

Implementation: Jan, 2024
Evaluation: Jan, 2024 to Dec, 2024
Available: Jan, 2025

HERE’S WHAT WE BRING TO THE GAME

CORRUPTED LIFE SYSTEMS

AMORTIZATION SCHEMES

SMITH’S EXCLUSION RULE

CRONY CAPITALISM

INCOME + KNOWLEDGE = PROSPERITY.

Lead the Assault on Corrupted Systems

Provide Passive Income Options

Deliver Interactive Virtual Training